WHAT IS AN INDEX ANNUITY?

IT’S LIKE ITS COUSIN THE FIXED ANNUITY AS THE ONLY MAJOR DIFFERENCE IS HOW YOUR MONIES SIT IN AN INSURANCE ACCOUNT.

A FIXED ANNUITY HAS NO WORRIES, NO UPS AND DOWNS. IT IS AS LEVEL AS A RULER; IT DOESN’T VARY ONE IOTA OF AN INCH. WHAT YOU SIGNED UP TO GET WILL BE WHAT YOU GET IN THE TIME PERIOD YOU CHOOSE AND THAT’S A GUARANTEE!

NOW AN INDEX ANNUITY IS MUCH LIKE THE STOCK MARKET, THE REAL ESTATE MARKET, THE BOND MARKET, THE MUTUAL FUND MARKET; IT FLUCTUATES. YOU’RE IN CHARGE OF HOW YOUR MONIES EARN ITS INTEREST. YOU MAY START OUT WITH A $100,000 IN AN INDEX ANNUITY AND, REGARDLESS OF YOUR WIT, YOU MAY EARN 2 X WHAT A FIXED ANNUITY WOULD PAY YET YOU MAY EARN 2 X LESS THAN WHAT A FIXED ANNUITY WOULD PAY.

IT TAKES TIME TO STAY ON TRACK. YOU WORRY IF YOU MADE RIGHT DECISIONS, YET, IF YOU’RE LUCKY, FORTUNATE WHEN YOUR ANNUITY TIME PERIOD IS UP YOU COULD HAVE MADE A BUNDLE IN PROFITS OR YOU COULD HAVE LOST A BUNDLE IN LOSSES AND NOT ALWAYS BECAUSE OF YOUR DECISION, YOUR ADVISOR’S DECISION, BUT SIMPLY PUT, THE ECONOMY, THE FEDERAL RESERVE, THE STOCK MARKET, BOND MARKET, MUTUAL FUND MARKET, GOLD, OIL, SILVER, LAND, COAL AND THE GOVERNMENT MAY ALL HAVE A HAND IN YOUR GAIN OR LOSS. JUST ANOTHER TOOL FOR YOU FINANCIAL TOOL BOX.

January 22nd, 2013 by THE ONE STOP INSURANCE SHOP