Long Term Care Insurance Thoughts To Those Who Support Me

Long term care insurance thoughts to those who support meplease, please, please know I had every intention in the world to call an agent who sells long term care coverage to inquire as to its benefits and cost, but too busy, afraid of its cost, didn’t think it was needed, failed to consider it every happening to me, didn’t check out the consequences if I didn’t have such coverage but like most humans who walk the face of planet earth I, just simply put, failed to put into action the situation I and you now are faced with!

I am now in this long term care facility under the medi-cal program. At first when I went into this we had some bank funds which we were told we had to spend down in order to have basically zero in cash before the state would jump in and pay the cost for my care. By not buying long term care coverage I have truly put a terrible load on you my family, and for that, I am in debt to you! It has put a burden on my wonderful loving partner and that has moved over to our other family members.

Yes, you visit me often which I am deeply appreciative but the shock of moving from a pay as you go facility to a state paid facility was an eye opener to say the least and because of my error all my life’s labor seemingly has been in vain.

It’s surely reasonable, job’s statement in the bible’s old testament, when he said, “I came into this world with nothing and when I leave it will be with nothing.” that statement basically says it all! Please tell others to not error as I have and purchase a long term care plan.

I implore you to listen to what little wisdom I have left.

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